Loans Available to Support Co-operative Enterprises Across the UK
April 15, 2025
Co-operative and Community Finance is offering loans of up to £85,000 for new or existing co-operatives across the UK to assist with the expansion, setup, or development of a co-operative enterprise.
The Co-operative Loan Fund offers the following:
- Loans of between £10,000 and £85,000.
- Unsecured loans with no personal guarantees.
- Interest charged on reducing balance.
- No set lending terms (flexible between 1-20 years).
- Ongoing support throughout the term of the loan.
Loans can be used to:
- Set up as a new co-operative.
Expand their size and scope.
Move premises.
Assist employee buyouts or company successions.
Purchase a property or business.
Purchase working capital or buy new equipment.
Loans will only be made to economically viable enterprises that are democratically owned and controlled organisations registered in the UK. The fund does not allow personal guarantees on loans.
Applications can be submitted at any time.
